5:365 - What life lesson did you learn the hard way?

5:365 - What life lesson did you learn the hard way?
Originally uploaded by moonk_97

That credit card debit was REAL!!! Back in '97/98 on the yard at SU I was hoodwinked into signing a little dotted line for free calling cards, tshirts and candy and as a bonus I got free money on this little plastic card! I'll take 5 please!!! Nevermind that I wasn't even 18, had no job or bank account information. Until the last card was declined, my friends and I shopped and ate pretty dog on good!

After being harassed by the creditors, that summer, I did the responsible thing, got a job and attempted to pay off my debt. Making minimum wage which was $5.15/hr, I eagerly awaited my hard earned part-time check. It was a whooping $120 which I cashed, divided by 5 and mailed to their appropriate creditors. I spent the rest of my summer working, dividing by 5 and DEPRESSED, realizing the mess I'd gotten myself into all behind free calling cards, tshirts, candy and NOT so free money on these little plastic cards.